Housing Loan

PLC “Sanasum Piyasa” Housing Loan is ideally designed to suit your needs with non-traditional flexible loan features because, there is no need to settle /close the facility due to change of asset or if the asset is sold.

PLC Housing loan facility offers a versatile financial solution that consists of Substitution of Borrower, Asset Replacement, and flexible repayment system including Grace period up to 5 years, Capital part settlement to make your dream home a reality.

We offer you

  • Loan repayment period up to maximum of 15 years
  • A maximum capital grace period up to 60 months
  • Loan approval within 3 working days & cash in hand in 7 days
  • Assistance to obtain required documents such as, extracts from land registry, draft deed, local authority documents. (Street lines, non-vesting, ownership)
  • A tailored loan package, minimum documentation, speedy and totally hassle – free process with doorstep service
  • Plan your installments according to your repayment capacity
  • We consider present and future income when calculating your repayment capacity
  • Reduction of loan installment or loan period by part settlement at any time
  • The freedom to replace the asset (security) during the loan period and to continue the contract with the same terms and conditions without additional charges
  • The liberty to transfer the ownership of the asset and the contract
  • Free insurance cover for household items