Fixed Deposits


People’s Leasing & Finance PLC as the largest Non-Banking Financial Institutions (NBFI) in Sri Lanka in terms of assets base with the credit rating of ‘‘A+‘‘ (lka) by Fitch Ratings Lanka Limited . The company has been registered by the Monetary Board of the Central Bank of Sri Lanka under the finance business Act no. 42 of 2011.

Eligible deposit liabilities are insured with the Sri Lanka deposit insurance scheme, implemented by the monetary board, for compensation up to a maximum of Rs.1,100,000/- per depositor.

Avail yourself of the opportunity to earn interest on your deposits with benefits of private sector flexibility, efficiency, government sector security and reliability.


Main Benefits

  • Self-e-cash: The innovative concept of bundling Fixed Deposits and loan facilities obtainable anywhere, anytime at any frequency at your convenience.
  • Fixed Deposit certificate can be collected then and there for cash Deposits and for cheques on realizations.
  • Quick refunds on maturity and superior customer service.
  • Very competitive rates.
  • Monthly interest can be transferred to your PLC savings account. Enjoy interest of 4.5% p.a.
  • Operate your account at your leisure, anytime, anywhere through the PLC APP

Normal Fixed Deposit

Scheme Maturity A.E.R Monthly A.E.R
1 5.46% 5.60%  –  –
2 5.46% 5.59%  –  –
3 5.71% 5.83% 5.57% 5.71%
6 5.96% 6.05% 5.81% 5.97%
12 7.46% 7.46% 7.23% 7.47%
13 7.46% 7.44% 7.23% 7.47%
15 7.46% 7.39% 7.23% 7.47%
18 7.46% 7.33% 7.23% 7.47%
24 8.21% 7.90% 7.93% 8.22%
36 8.71% 8.05% 8.39% 8.72%
48 8.71% 7.76% 8.39% 8.72%
60 9.21% 7.87% 8.86% 9.23%
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A.E.R – Annual Effective Rate
With effect from 4th October 2021
* Please note that above rates are subject to changes without prior notice.