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Fixed Deposits & Savings

Grow Your Savings with
Confidence & Security

People's Leasing & Finance PLC — Sri Lanka's largest NBFI — offers competitive Fixed Deposit rates backed by the strength of People's Bank and regulated by the Central Bank of Sri Lanka.

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12.75%
Max Rate (60 Months)
12.00%
12-Month Rate
Rs.10,000
Minimum Deposit
A(lka)
Fitch Rating
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People's Fixed Deposits

People’s Leasing & Finance PLC as the largest Non-Banking Financial Institutions (NBFI) in Sri Lanka in terms of assets base with the credit rating of A(lka) (Stable Outlook) by Fitch Ratings Lanka Limited .

The company has been registered by the Monetary Board of the Central Bank of Sri Lanka under the finance business Act no. 42 of 2011.

Avail yourself of the opportunity to earn interest on your deposits with benefits of private sector flexibility, efficiency, government sector security and reliability.

Fitch Rating: A(lka) — Stable Outlook Regulated by the Central Bank of Sri Lanka
Key Benefits
Why choose PLC Fixed Deposits
  • Interest rates based on the tenor starting from 1 month to 60 Months, 100 days and 300 days in duration.
  • Fixed Deposit certificate can be collected then and there for cash Deposits and for cheques on realizations.
  • Ability to obtain Loan (cash back loan) / Letter of Guarantee against your Fixed Deposits.
  • Monthly interest can be transferred to your PLC savings account. Enjoy competitive interest rates.
  • Operate your account at your leisure, anytime, anywhere through the PLC APP
FD Calculator Download Application

Current Interest Rates

Normal Fixed Deposit rates effective 01 st July 2026 — subject to change without prior notice

Tenor / Period Maturity Interest Monthly Interest
Rate A.E.R Rate A.E.R
1 Month9.00%9.38%——
2 Months9.00%9.34%——
3 Months11.41%11.9010.85%11.40%
100 Days11.41%11.89%——
6 Months11.62%11.95%11.04%11.61%
7 Months11.62%11.89%11.04%11.61%
300 Days 11.62%11.73%——
12 Months12.00%12.00%11.50%12.12%
13 Months10.25%10.20%9.75%10.19%
15 Months10.25%10.12%9.75%10.19%
17 Months10.50%10.28%9.85%10.30%
18 Months10.50%10.24%9.85%10.30%
24 Months11.25%10.67%10.50%11.02%
26 Months11.25%10.59%10.50%11.02%
27 Months11.40%10.68%10.65%11.18%
30 Months11.40%10.55%10.65%11.18%
36 Months11.50%10.38%10.75%11.29%
37 Months11.65%10.46%10.85%11.40%
42 Months11.65%10.26%10.85%11.40%
48 Months11.75%10.11%11.00%11.57%
60 Months12.75%10.36%12.00%12.68%
A.E.R — Annual Effective Rate  |  Minimum deposit for maturity: Rs. 10,000/=  |  Minimum deposit for monthly interest: Rs. 100,000/= across all tenors.  |  Effective from 01 st July 2026. These rates and conditions are also applicable for Wakala products.
* Rates are subject to change without prior notice. Maturity/monthly amount is subject to prevailing government taxes and levies.

FD Calculator

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Hot Line +94 11 2 206 300
Email info@plc.lk
Head Office No. 1161, Maradana Road, Borella, Sri Lanka
Preferred Call Hours
Weekdays8:00 am – 7:00 pm
Saturday8:00 am – 5:00 pm
Sunday / Public HolidaysClosed
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