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Fixed Deposits & Savings

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People's Leasing & Finance PLC — Sri Lanka's largest NBFI — offers competitive Fixed Deposit rates backed by the strength of People's Bank and regulated by the Central Bank of Sri Lanka.

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11.75%
Max Rate (60 Months)
9.00%
12-Month Rate
Rs.10,000
Minimum Deposit
A(lka)
Fitch Rating
Home › Our Products › Fixed Deposits & Savings › Fixed Deposits

Senehasa Minors’ Fixed Deposits

For the first time in Sri Lanka, from the Non-Bank Financial Institution (NBFI) sector, People’s Leasing and Finance PLC has launched a Fixed Deposits for Minors’ in line with World Thrift Day 2022.

In order to inculcate the habit of savings among the people in Sri Lanka, PLC as the pioneer in the NBFI sector introduces “Senehas Minors’ Fixed Deposits” and it has been specifically designed for the children below 18 years of age with many features and offer higher interest rates.


Key Benefits
Why choose PLC Senehasa Minors’ Fixed Deposits
  • Minors’ Fixed Deposits will be opened by the Parent/ Guardian, on behalf of the child and can open any number of deposits under child’s name.
  • Interest rates based on the tenor starting from 12 months to 24, 36, 48 and 60 months in duration.
  • Interest will be paid at maturity or monthly as per the choice of the guardian on behalf of minor
  • Monthly interest can be transferred to Minor Savings Account maintained at PLC, bank or other financial institution.
  • Each Minors’ Fixed Deposits will be issued a Fixed Deposits certificate.
  • After reaching 18 years of age, minor can close the Fixed Deposit by giving the original Fixed Deposits Certificate & NIC.
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Current Interest Rates

Senehasa Minor Fixed Deposit rates effective 01 st July 2026 — subject to change without prior notice

Tenor / Period Maturity Interest Monthly Interest
Rate A.E.R Rate A.E.R
12 Months9.00%9.00%8.50%8.83%
24 Months10.25%9.77%9.75%10.19%
36 Months10.75%9.76%10.00%10.47%
48 Months10.75%9.35%10.00%10.47%
60 Months11.75%9.68%10.75%11.29%
A.E.R — Annual Effective Rate  |  Minimum deposit for maturity: Rs. 10,000/=  |  Minimum deposit for monthly interest: Rs. 100,000/= across all tenors.  |  Effective from 01 st July 2026.
* Rates are subject to change without prior notice. Maturity/monthly amount is subject to prevailing government taxes and levies.

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Hot Line +94 11 2 206 300
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Head Office No. 1161, Maradana Road, Borella, Sri Lanka
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