2025

plc

Welcome to the Microsite of our
24/25 Annual Report

We firmly believe that true success is built on the strength of our relationships. By placing humanity at the heart of every decision, we have created a resilient and compassionate ecosystem that delivers value, even in times of adversity.

As we continue our reporting excellence with our 12th Integrated Annual Report, we invite you to explore our journey of shared success.

About

About Our Integrated Report

We have not only proven our excellence in the reporting space, but have also set a benchmark for industry standards in integrated reporting.

Integrated Report
Integrated Report
Integrated Report
Integrated Report
Integrated Report
Integrated Report
Integrated Report

Vision & MIssion

Linking technology with humanity

At People’s Leasing, technology is more than progress, it's a pathway to empower people.

With over 450,000 customers across Sri Lanka, we continue to blend digital solutions with a human touch, helping individuals and businesses reach their full potential.

Vision

To become legendary in the financial service scene as a provider of customer-friendly innovative and total solutions.

Values

Social Accountability
Economic Viability
Environmental Responsibility

Mission

Dedicated value-added customer service to accomplish organisational service excellence whilst maintaining a sustainable competitive advantage.

Highlights

Aligning growth with our values

Our business is built on four foundational pillars: Transparency, Accountability, Governance, and Sustainability. These principles guide us, as we create value across every facet of our operations.

Social & Relationship Capital

438,579

Total Costumer Base

Manufactured Capital

106

Gold Loan Centers

110

Branches

Human Capital

2,679

Employees

Rs4.9Bn

Employees Expenses

Natural Capital

5,664CO2e

Carbon Foot Print

sustainable

Our sustainable footprint
  • We are committed to bridging the digital divide by integrating technology and enhancing digital literacy
  • Our focus extends to advancing climate action through green finance and sustainable investments
  • By supporting regional businesses and infrastructure, we help drive job creation and economic growth
  • We actively invest in environmentally responsible projects to protect natural resources for future generations
  • We promote diversity and inclusion by embedding gender equality into our culture, policies, and practices
Message

Chairman’s Message

We navigated this year with clarity,
discipline, and purpose, translating
macroeconomic normalization and internal consolidation into momentum for sustained value creation

Chairman’s Message

We focused on transforming our
culture and building employee
engagement, recognizing that our people are the foundation of long-term success

Chief Executive Officer's Review

This has been a transformative year for both our company and the broader economy, a period of renewed ambition and focused execution as we strengthened operational resilience to build a foundation for long-term, sustainable growth.

Chief Executive Officer's Review

We championed financial empowerment, reignited employee motivation, and fostered a more inclusive and performance-oriented culture.

Value
Creation

Our Value Creation
Model

At People’s Leasing, we are continuously refining our value creation model to align inputs, outputs, and outcomes with meaningful impact.

Explore our Value Creation Model

Strategy & Resource Allocation

We shape our strategy through a dynamic process aligned with our long-term vision. We continuously monitor economic, industry, and regulatory trends to strengthen efficiency, resource use, and capabilities.

Read More

Purpose driven Progress

Total dividend paid

Rs. 3,016.13

Million

Fitch Rating Up-Gradation
A(lka) Outlook stable

Group Total
Assets

Rs. 221

BILLION

Profit after
Tax (PAT)

Rs. 3.6

BILLION

IT
Infrastructure

Rs. 211.6

Million

Market
Capitalization

Rs. 38.56

BILLION

Retention Ratio

83.60 %

New Recruits

964

Green
disbursement

Rs. 580.08

Million

Progress

Total dividend paid

Rs. 3,016.13

Million

Fitch Rating Up-Gradation
A(lka) Outlook stable

New Recruits

88.02 %

Group Total
Assets

Rs. 221

BILLION

Profit after
Tax (PAT)

Rs. 3.6

BILLION

IT
Infrastructure

Rs. 211.6

Million

New Recruits

964

Market
Capitalization

Rs. 38.56

BILLION

Green
disbursement

Rs. 580.08

Million

Stakeholder Engagement

We listen, engage and build trust with every stakeholder. This approach ensures our strategies reflect their evolving needs while driving sustainable value.

Read More

Materiality

Our new double materiality approach considers both financial impact and environmental, social effects, following global standards.

Read More

Leadership

Our Leadership

As we cross every boundary with confidence, we remain stable with the unrelenting support of our leadership.

Board of Directors Corporate Management

Recognised for Excellence

Awards

Throughout the 2024/25 financial year, we solidified our reputation as an industry leader by securing an array of local and international awards in business excellence, technology innovation, reporting transparency and sustainability.

Read More

Awards

Gold Award - Best Mobile User
Experience Finance and
Insurance Website.

Asian Business Leadership
Awards 2024

Best Presented Annual Report
Awards organised by South
Asian Federation of
Accountants (SAFA)

Best of Sri Lanka Grand Award
Best of Financial Data Category

Islamic Finance Forum of
South Asia (IFFSA) Awards
2024

CMA Excellence in Integrated
Reporting Awards - 2024

Sri Lanka Islamic Banking and
Finance Industry (SLIBFI) Awards

Governance

Our Governance

At the heart of People’s Leasing’s governance philosophy lies the commitment to transparency, accountability, governance and sustainability.

View our Corporate Governance Report

Risk Management

The Risk Control Architecture forms a core pillar of People’s Leasing’s integrated risk management framework. It provides the essential structure to embed strong risk management practices across every level of the organisation.

View our Risk Management Review

Information

Supplementary Information

Knowledge is the key to informed decision-making. By harnessing data, analysis, and emerging trends, we strengthen our ability to connect people with cutting edge financial solutions ensuring a future where both technology and human relationships drive success.

View our Supplementary information
For more information for investors and to download our older reports,click below.